Privacy Policy

At Threenvest, we take your privacy seriously and respect your concerns. In this policy (the “Privacy Policy”), we describe our privacy practices regarding the information collected on Threenvest.com (collectively, the “Site”) to help you make informed decisions about how your information is shared when you visit or use the Site and your rights to determine what we do with the information we collect or store about you.

Understanding How Information is Collected at Threenvest

Voluntarily Provided Information:

We may collect information, including personal data, directly from you if you choose to provide us with that information. For example, you may provide us with your name and contact information (such as email address), date of birth, or similar information when you sign up for our newsletter or participate in promotions or surveys on the Site.

You may also choose to provide personally identifiable information when you participate in forums or discussions on the Site. Please note that the information you post in these forums may be viewed or accessed by any visitor to the Site. Therefore, you should avoid posting sensitive personal information that you do not want to be made public.

Automatically Collected Information When You Visit the Site:

When you access the Site, we, our partners, and third-party providers may automatically collect certain information about your visit using tools such as cookies, web beacons, and other similar technologies. The information automatically collected when you visit the Site includes your IP address, operating system characteristics, browser information, and system configuration, data about the computer or mobile device you use to access the Site, unique device identifiers, and clickstream data (showing the path you take while browsing the Site on each page). We or our partners may combine the information we automatically collect with other information about you, including information you voluntarily provide to us.

Cookies serve as small files utilized by websites and various online platforms to retain user information on their devices. This site might employ cookies (including HTTP and HTML5 cookies) alongside other forms of local storage. To gain further insights into cookies, visit http://www.allaboutcookies.org. The subsequent segment detailing your choices elucidates methods to limit or deactivate cookies on your device. Opting to disable cookies could potentially impact specific website features reliant on cookies for augmenting their functionality.

To manage the automatic collection of data, we may place tags (often called web beacons) on website pages or in emails we send to you. Web beacons are small files that link web pages to specific web servers and their cookies. They can be used for various purposes, such as counting the number of visitors to the Site, analyzing how users navigate the Site, evaluating the number of emails sent, and assessing the articles or links viewed by visitors.

Additionally, we use third-party web analytics services on the Website, such as Google Analytics, to provide us with statistics and other information about visitors to the Website.

“Do Not Track” Signals: Your browser settings may allow you to automatically send a “Do Not Track” signal to websites and online services you visit. There is currently no consensus among professionals about what “Do Not Track” means in this context. Like many websites, Threenvest.com is not set up to respond to “Do Not Track” signals from browsers. Click here to read more about “Do Not Track” signals.

Lastly, companies from which we pick tools or widgets may use their own tools to collect data. This is covered in their policies.

For more information about our use of cookies and other tracking technologies, please refer to our Cookie Policy here.

How We May Use the Information We Collect

We may use the information collected at Threenvest for a variety of purposes, including those listed below. For example, if you contact us with a question and provide us with your email address, we will use the email address you provide to respond to your inquiry. Additionally, we use the information we collect from you and through the website to:

Provide requested products and services (e.g., if you sign up to receive our email newsletter), Respond to requests, questions, and comments, and provide support to other users, Offer you products and services or direct you to parts of this site or other sites that we believe may be of interest to you, Provide you with advertising, content, and offers based on your interests and online activities, whether by us or by third parties, Communicate and manage your participation in events, programs, contests, and other offers or promotions, Manage, evaluate, and improve our business (e.g., to develop new features for the Site, to analyze and improve your experience on the Site, to evaluate the effectiveness of our marketing and advertising, and to manage our communications), Conduct data analysis related to website usage (including market and customer research, trend analysis, and financial analysis), Protect, detect, and prevent fraud and other unlawful activities, claims, and other liabilities; and Comply with applicable legal requirements, law enforcement requests, and our corporate policies.

How We May Share the Information

Our agents, vendors, consultants, and other service providers may have access to the information we collect through the Site to work on our behalf. These parties are subject to confidentiality obligations and may only use the personal information collected through the Website for the requested assistance. Additionally, we may share information:

With our affiliates for internal business purposes, With third parties for marketing purposes, including social media platforms, data management platforms, and other advertising technology providers; for example, we may combine your email address with third parties with whom you have consented to share your email address and use that result to send you offers or personalized emails on the Sites and elsewhere online, If required by law, regulation, or legal process (e.g., court orders or subpoenas), In response to requests from government agencies, such as law enforcement, including to comply with national security requirements, When we believe disclosure is necessary or appropriate to prevent physical harm or financial loss, or in connection with an investigation of suspected or actual illegal activity, In connection with statistical analysis and information to inform advertisers about the nature of our user base, In the event of a sale or transfer of all or part of our business or assets (including restructuring, dissolution, or liquidation). In such cases, we will attempt to inform you in a commercially reasonable manner, such as by email and/or on our website, about the change of ownership, new incompatible uses of your personal data, and the options you have regarding your personal data. With your consent or at your discretion.

Data Retention and Access

We will only retain your personal data for as long as necessary for the purposes for which it was collected, to allow you to use the Site and Products, or to provide services to you. In some cases, we may retain your data for a longer period to comply with applicable law (e.g., regarding document retention), to resolve disputes with parties, and for other reasons necessary to conduct our business. All personal data we retain is subject to this Privacy Policy and our internal retention policies. We respect the control you have over your data, and if you request, we will attempt to confirm your identity and whether we have collected or processed data from you. You also have the right to modify or update inaccurate or incomplete personal data, request the deletion of your personal data, or ask us to stop using it. We may not be able to accommodate your request, for example, if it conflicts with our legal obligations, involves legal issues, we cannot verify your identity, or if it involves disproportionate cost or effort, but we will respond to your request within a reasonable time frame and provide an explanation. To make such a request, please email us at contact@threenvest.com.

Your Options

Unsubscribe from Emails: To unsubscribe from a specific newsletter, click the “Unsubscribe” link at the bottom of the newsletter. If you wish to unsubscribe from ALL Threenvest email campaigns, email contact@threenvest.com with the word “Unsubscribe” in the subject line. When we send newsletters to subscribers, we may allow advertisers or partners to include messages in those newsletters, or we may send special newsletters on behalf of those advertisers or partners. We may share your opt-out choices with third parties so they can respect your preferences in accordance with applicable law.

Block Cookies: Some browsers may be set to notify you when you receive a cookie or to allow you to restrict or disable certain cookies. However, if you choose to disable cookies, this may affect certain features of the website that rely on cookies to enhance their functionality.

Disable Local Shared Objects: We may use other types of local storage that work similarly but are stored in different places on your computer than regular browser cookies. Your browser may allow you to disable HTML5 local storage or delete information from it. Click here to learn how to delete information from “local shared objects” or to set your preferences.

Alternative Third-Party Advertising Choices: As outlined in this Privacy Policy, both we and third parties may utilize cookies and akin tracking technologies to gather data and deduce your preferences for delivering you interest-based advertisements. Should you prefer not to receive customized ads predicated on your browser or device activities, you have the option to opt out of interest-based advertising in general by clicking here. Please bear in mind that advertisements will still be visible, albeit they won’t be personalized to your preferences anymore. For further insights into advertising networks and third parties employing such technologies, please visit www.aboutads.info. Click here to opt out or delve deeper into your alternatives. You can also explore the CCM website for guidance on opting out of interest-based advertising. To opt out of LiveRamp Inc.’s cookies and analogous tracking mechanisms, click here.

How We Protect Personal Information

We maintain reasonable administrative, technical, and physical safeguards to protect the personal information you provide to us against accidental, unlawful, or unauthorized destruction, loss, alteration, access, disclosure, or use. However, the security of information transmitted online cannot be guaranteed, and you assume some risk regarding the security of information provided through a website, including this site. If you have questions about data security, you can email us at contact@threenvest.com. To request a Bug Bounty program invitation to report vulnerabilities on Threenvest.com, you can email us at contact@threenvest.com.

Threenvest Links to Other Websites

On this website, we may provide links to other websites controlled by third parties. The linked websites may have their own statements or privacy policies, which we encourage you to review. We are not responsible for the content, terms of use, or privacy policies of websites that we do not own or control.

Surveys and Questionnaires

When you visit Threenvest, you may have the opportunity to participate in surveys, questionnaires, or other interactive features that ask for information about you, your opinions, and preferences. Your participation in these features is entirely voluntary. If you choose to participate, you should be aware that these features may be operated by third parties not controlled by Threenvest, and the information you provide may be collected by these parties and will be subject to their own policies.

Children’s Privacy Protection

This website is not designed or intended for use by children, and we do not knowingly collect personal information from children under 16 years of age. If we become aware that we have information from children under that age, we will promptly delete it.

Information for Users Outside of Europe

Your personal information may be stored, transferred, and processed in Europe and other countries by our affiliates and/or service providers. The privacy laws of these countries may provide a lower level of protection for your personal data than that of your country. We pay close attention to protecting your personal data and have appropriate mechanisms in place to protect it when internationally transferred. We transfer your personal data in accordance with applicable data protection laws and use appropriate safeguards to ensure that your personal data is properly protected against third parties accessing your data (e.g., by using standard clauses approved by the European Commission).

By using our website and providing personal information, you agree to the terms of this Privacy Policy and the collection, use, storage, transfer, and processing of your personal information in Europe or other countries or territories.

If you have any questions or want more information about the international transfer of your personal data or the security measures applied, please email us at contact@threenvest.com.

How We Plan to Inform You Regarding Modifications to This Privacy Policy

We may periodically update this Privacy Policy online to reflect changes in our privacy practices, such as how we collect or use personal information. If we intend to make material changes, we will post a prominent notice on the Threenvest.com homepage informing you of the material changes to this policy and indicating the date of its last update at the top of it. We encourage you to visit this page regularly for the most up-to-date information on our privacy practices.

How to Contact Us

If you have any questions about this Statement or our privacy practices, you can email us at contact@threenvest.com.

If you reside in the European Economic Area and want to be informed about your rights under the General Data Protection Regulation (“GDPR”), please include “Request GDPR Privacy Rights” in the subject of your email.

California Consumer Privacy Act Notice

This California Consumer Privacy Act Notice (“CCPA Notice”) applies to “consumers” as defined in the California Consumer Protection Act (“CCPA”). For the purposes of this CCPA Notice, Personal Information refers to “Personal Information” as defined by the CCPA (also referred to herein as “PI”).

We collect and disclose the following categories of Personal Identifiable Information from the respective sources and for the respective purposes set forth in the following table.

Category of PII Sources of PII Purposes of Collection Categories of Third Parties to Whom PII is Disclosed Purposes of Third Parties Receiving PII 1.

directly from you, your devices, service providers that render services, process and manage interactions and transactions, quality assurance, security, troubleshooting, marketing service providers that assist us in providing services and managing our internal business operations (“Providers”), data analytics partners, affiliates rendering services on our behalf, process and manage interactions and transactions, provide services, quality assurance, security, troubleshooting

customer account details/business information (e.g., details of how you use our service) you, your devices, service providers, research and development partners, quality assurance, security, troubleshooting, and marketing data analytics, service providers, affiliates rendering services on our behalf, research and development, quality assurance, security, troubleshooting

inferences (e.g., your preferences, likelihood of your interest in certain of our services) Data analytics partners, service providers, advertising networks, research and development, quality assurance, and marketing. Additionally, we may collect, use, and disclose your PI as required or permitted by applicable law or as you have directed us in accordance with this Privacy Policy.

We do not “sell” personal information we collect from you, as defined by the CCPA. There is still no consensus on whether third-party tracking cookies and devices associated with our websites and mobile applications may constitute a “sale” of your personal information under the CCPA. You can control browser cookies by changing your browser settings. We also mention cookies in our Cookie Policy and provide access to your privacy information and opt-out programs where applicable. Additionally, you can contact the Digital Advertising Alliance or the Network Advertising Initiative for information about your choices regarding certain types of online interest-based advertising. We do not guarantee that these third-party tools, programs, or statements are complete or accurate.

Some browsers include tags that might be deemed non-trackable, but we lack insight into their functionality or whether they signify a non-sale assertion on your behalf. Therefore, we presently do not acknowledge them as non-sale claims. We recognize that several entities are developing non-commercial signals, and we may acknowledge certain signals if we deem such a initiative to be suitable.

California consumers have the right to exercise their privacy rights under the CCPA. California consumers may exercise these rights through an authorized agent that meets the CCPA’s representation requirements. Any request you make to us will be subject to an identity and residency verification process (“Verifiable Consumer Request”). We will not respond to your CCPA request unless you have provided sufficient information that reasonably allows us to verify that you are the consumer for whom we collect identification. To verify your identity, we will send you an email to the email address you provided and ask you to follow the steps described in the message. This will allow us to verify that the person making the request has control and access to the email address associated with the request. We will check our systems for the email address provided by you and any information associated with that address. If you provide us with an email address you have never used to communicate with us, we will not be able to verify your identity. In other words, the only reasonable method by which we can verify your identity is by the existence of an email address that you provide in connection with our services. We will not be able to respond to your request if we cannot verify your identity. Follow the instructions on our consumer rights page and respond to any other requests we make.

Some of the personal data we have about consumers is not linked to enough personal information about the consumer to allow us to verify that it is the personal information of a specific consumer (for example, clickstream data linked only to a browser identification pseudonym). As required by the CCPA, we do not disclose this personal information in response to verifiable consumer requests. If we cannot respond to a request, we will explain the reason in our response.

We will make commercially reasonable efforts to identify consumer identifications that we collect, process, store, disclose, and use, and to respond to your requests under the California Consumer Protection Act. We generally do not charge a fee to fully comply with your request, but we may charge a reasonable fee or refuse to comply with a request if it is excessive, repetitive, unfounded, or unduly burdensome.

To make a request under your right of access or to request the deletion of your PI as set forth below, click here. Here you will find a description of the process we use to verify your request and all the information we need to confirm your identity. To verify your identity, we will send you an email to the email address you provided and you will have to follow the steps described in the email. This will allow us to verify that the person making the request has control and access to the email address associated with the request. We will check our systems for the email address provided by you and any information associated with that address. If you provide us with an email address you have never used to communicate with us, we will not be able to verify your identity. In other words, the only reasonable method by which we can verify your identity is by the existence of an email address that you provide in connection with our services. We will not be able to respond to your request if we cannot verify your identity.

In the case of your specific information, we will apply a higher level of verification, as required by the CCPA, which may include requesting additional information.

You have the right to submit a request to us no more than twice in a twelve-month period during the twelve months preceding the date of the request:

The types of personal data we gather concerning you. The origins of the sources from which we gather your PI. The commercial or business justifications for why we gather or trade your PI. The categories of external parties with whom we share your PI. The precise PI details we compile about you. An inventory of the PI categories exchanged for business purposes within the last 12 months or not shared. A rundown of the PI categories sold about you within the past 12 months or where no sales have occurred. If we’ve sold your PI, we’ll outline: The PI categories we trade. The types of external parties to whom we sell PI, categorized by the PI type sold to each third party. You hold the entitlement to initiate or obtain a transferable copy of your PI, which we’ve amassed and retained in the 12 months leading up to your request, yet limited to twice in twelve-month intervals.

Please note that we retain the DP for different periods of time. Therefore, we may not be able to fully respond to what is relevant if we look at the 12 months preceding the loss.

Furthermore, if we have a legal basis for retaining your personal information under the CCPA, you have the option to request the deletion of any personal data we have collected directly from you and still hold. It’s important to understand that we’re not obligated to erase any personal information that we haven’t obtained directly from you.

You may also exercise more limited control over your PI by exercising one of the following more limited opt-out options, including unsubscribing from newsletters.

We will not discriminate against you in a manner prohibited by the CCPA because you are exercising your rights under the CCPA. However, we may charge a different price or fee or offer a different level or quality of goods or services that are reasonably related to the value of the data in question. Additionally, we may offer you financial incentives for the collection, sale, storage, and use of your personal data, as permitted by the CCPA, which may include, among other things, reasonably different prices, fees, or levels of quality. The material aspects of the financial incentives are explained and described in the Program terms. Please note that participation in Incentive Programs is entirely voluntary, you must choose to participate in the Program, and you may opt out of any Program (i.e., terminate your participation and forfeit any pending bonuses) by following the instructions contained in the Program description and terms and conditions. We may add or modify incentive programs and/or their terms by posting notice in the program descriptions and in the above terms.